Florida Insurance Licensing Practice Exam

What is covered under the Garage Policy?

1. Employee injuries

2. Customer's property under the care, custody and control of the garage

3. Garage location

4. Product recall

The correct answer is: Garage location

The Garage Policy provides coverage for the physical location of the garage itself. Employee injuries and product recall would typically be covered under a Workers' Compensation policy or a Product Liability policy, respectively. Customer's property would generally be covered under their own property insurance, unless it is under the care, custody, and control of the garage during repair or maintenance, in which case it may be covered under the Garage Policy. Therefore, the Garage Policy does not specifically cover employee injuries, customer's property, or product recalls.