Florida Insurance Licensing Practice Exam

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All of the following may qualify for a dwelling policy EXCEPT:

  1. A 6-family dwelling

  2. A beach house owned by ACME Corporation

  3. A small single family home, rented by a salesman

  4. An old frame home, built upon piers, valued at $10,000 and occupied by the owner, Mrs. Jones. Company underwriting minimum for a homeowner policy is $50,000

The correct answer is: A 6-family dwelling

A 6-family dwelling is incorrect as it qualifies for a dwelling policy as it is a residential property with less than 6 units. B is also incorrect as it is a beach house owned by a corporation and is not a personal residence. C is also incorrect as it is a rented property and dwelling policies are only for owner-occupied residences. D is incorrect as the home is valued at $10,000 which is below the company's minimum for a homeowner policy. The correct answer is A.

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