Florida Insurance Licensing Practice Exam

Uninsured Motorist coverage is designed to protect you in case you are involved in an accident with a driver who does not have insurance. In this scenario, Jack is involved in an accident in Florida and has a $215,000 medical claim. If Jack's uninsured motorist coverage is only $150,000, it will pay for the claim up to that amount, leaving Jack responsible for the remainder. Option A, 0, is incorrect because that would mean Jack does not have uninsured motorist coverage at all. Option B, $50,000, is too low to cover the full amount of the claim. Option C, $100,000, is also too low and would leave Jack responsible for $115,000. Therefore, the correct answer is D, $150,000.